Umbrella protection is always a good idea.
Let us improve your risk profile, develop solutions that fit your operation.
Personal Umbrella Insurance
Umbrella insurance is designed to respond once the limits of your other Liability policies, such as those on your Auto or Homeowners policies, are not enough to cover costs associated with an injury you cause to someone or damage to their property. Catastrophic accidents and liability losses often require more coverage than your primary policies are designed to offer.
At Daniels Insurance Agency, we want to see our clients fully protected from lawsuits and other liability claims – which is why we recommend personal Umbrella insurance to our clients.
Why Buy an Umbrella Policy?
Certain individuals and households have a higher liability risk than others. For example, those with a swimming pool, spa, or trampoline tend to have liability risks that exceed the ordinary. Those with significant assets also want a personal Umbrella policy’s protection.
The high cost of medical treatment is enough to make one stop and think about how much a bad accident could run. What’s more, multi-million-dollar judgments today are pretty common. Would your Auto Liability limits cover serious injuries or death to the occupants of the other vehicle? How about a drowning or permanent disability from an accident in the swimming pool? You can imagine how quickly legal bills and restitution would use up your liability limits.
Umbrella insurance extends over your other primary policies, including Homeowners insurance, Auto insurance, Boat insurance, RV insurance, and more. This protection operates in concert with your basic coverages to offer more protection for risks of bodily injury and property damage, along with coverage for other risks that your standard policy may not insure. A personal Umbrella policy is designed to respond if you want to protect your assets from legal actions and claims over liability.
Daniels Insurance Agency: Your Trusted Risk Advisor
Founded in 1937, Daniels Insurance Agency has three locations throughout New Mexico and is licensed in every state to serve not only our local region but also clients with a national footprint. As an Assurex Global partner, we are among the world’s most prominent independent agents and brokers. We’re also a member of the Independent Agents & Brokers of America, a national alliance of business owners and their employees who offer a wide range of insurance and financial services products.
Our staff of 42 employees throughout our three locations is ready to provide you with the white-glove service you should expect from your insurance consultant. In fact, you’ll always reach someone at Daniels Insurance Agency. You can depend on that.
Give us a call at 800-530 8885 to find out how we can work together.
