Our focus is on protecting your property and valuables
Let us improve your risk profile, develop solutions that fit your operation.
Homeowners Insurance for New Mexico Residents
Whether you own one of the region’s original homes or are moving into brand-new digs, Homeowners insurance protects what could be the most significant investment of your life. Daniels Insurance Agency serves clients throughout New Mexico, including those with vacation homes in the Land of Enchantment, providing custom products to protect your home and assets.
We will assess your current coverage and what it will take to replace the structure in the event of a loss, the assets you have at risk if there were an injury or accident on your premises, and other important issues. If you are purchasing a home, we understand how critical it is to get you the coverage you need on a timely basis. We also work with several insurance companies, including those specializing in high-value Homeowners insurance that can best serve your specific needs.
Inside Home Insurance
A Homeowners insurance policy is made up of several key components designed to protect you in the event of a fire, theft, or other loss, as well as respond should you find yourself a target of a lawsuit because of an injury or accident in your home.
Property Insurance:
Your property extends beyond just the house itself. You need coverage for your exterior structures and all your contents. Additionally, you need to consider the costs associated with renting a living space if your house were to be damaged badly. And what about your special items, such as artwork, jewelry, collectibles, wine collections, or other high-value possessions? Our professionals will talk to you about your house and everything you own to ensure they are covered in the event of fire, theft, vandalism, etc. You may also need Flood insurance depending on where your home is located. We will review this with you as well.
Liability Insurance:
While most people think about a fire destroying their home when they think of insurance, one of the most destructive occurrences can be a lawsuit alleging your liability for a serious injury or expensive property damage. The liability portion of Homeowners insurance will help in such a circumstance by protecting your assets. It will pay for your legal defense and monetary settlements and judgments up to the limits of your coverage.
If you have a swimming pool, a trampoline, or even teenagers, you need good Liability insurance and should look into an Umbrella insurance policy that will extend your coverage limits.
High-Value Homeowners
Daniels Insurance Agency offers customized options for your high-value home, contents, and other structures. A high-value Homeowners policy provides high liability limits, guaranteed rebuilding cost for dwellings, coverage for sewer and drain backups, equipment breakdown protection, additional living expenses, and more for luxury homes. Our staff can also discuss options that include incidental business coverage, identity theft, rebuilding to “green standards,” and enhanced personal liability insurance (including a high-value Umbrella policy). Our insurance company partners also provide risk-mitigation services along with coverage for high-value homes.
At Daniels Insurance Agency, we’re all about providing personal attention and look forward to talking to you about your risks, safety measures, preferences, and appropriate deductibles and premiums.
Daniels Insurance Agency: Your Trusted Risk Advisor
Founded in 1937, Daniels Insurance Agency has three locations throughout New Mexico and is licensed in every state to serve not only our local region but also clients with a national footprint. As an Assurex Global partner, we are among the world’s most prominent independent agents and brokers. We’re also a member of the Independent Agents & Brokers of America, a national alliance of business owners and their employees who offer a wide range of insurance and financial services products.
Our staff of 42 employees throughout our three locations is ready to provide you with the white-glove service you should expect from your insurance consultant. In fact, you’ll always reach someone at Daniels Insurance Agency. You can depend on that.
Give us a call at 800-530 8885 to find out how we can work together.
