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Our Construction Practice

As part of the fabric of New Mexico’s business communities for eight decades, Daniels Insurance Agency has been integral to the region’s growth insuring construction companies that have built many projects that dot our landscape.

 

Our expertise and experience deliver value in the insurance products, services, and innovation we offer construction clients. We insure everything from individual contractors to complex, large-scale risks on projects from start to finish. In addition, our goal is to help drive down the expenses related to insurance and loss in the construction industry, providing solutions to help reduce premiums through robust safety and loss control strategies.

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Aligning Coverage with Your Projects

Daniels Insurance Agency’s construction insurance practice professionals will review your contracts to ensure that secured coverages align with the details of the project agreement. This allows us to determine who (including additional insureds) and what should be covered, what happens if there is a loss, and what subrogation waivers should be included. It is also critical to have a staff on hand who understands the impact of innovative building techniques and evolving materials reshaping the construction industry and its ever-changing insurance requirements.

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Our Construction Insurance Portfolio 

We cover your wide-ranging needs, including offering:

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Property Insurance
Builder’s Risk
Business Interruption
Commercial General Liability Insurance
Excess Liability Insurance
Product Liability
Contractor’s Pollution Liability
Professional Liability
Commercial Automobile
Inland Marine/Equipment Floaters
Workers’ Compensation
Employment Practices Liability Insurance 
Surety & Bonds

Construction Wrap-Ups 

For large construction projects that want to avert coverage gaps and require greater control over total construction costs and improved overall project safety, Daniels Insurance can provide our expertise in wrap-ups with an Owner Controlled Insurance Program (OCIP) or a Contractor Controlled Insurance Program (CCIP). A wrap-up provides a cost-efficient coverage solution and risk management program for the job-site risks of the owner, construction manager, general contractor, contractors, subcontractors, and design firms. Standard coverages provided under a wrap-up include General Liability, Workers’ Compensation, Excess Liability, and Builder’s Risk. Project Environmental Liability and Project Design Team Errors & Omissions should also be considered on a per-project basis. 

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Daniels Insurance Agency: Your Trusted Risk Advisor

Founded in 1937, Daniels Insurance Agency has three locations throughout New Mexico and is licensed in every state to serve not only our local region but also clients with a national footprint. As an Assurex Global partner, we are among the world’s most prominent independent agents and brokers. We’re also a member of the Independent Agents & Brokers of America, a national alliance of business owners and their employees who offer a wide range of insurance and financial services products.

Our staff of 42 employees throughout our three locations is ready to provide you with the white-glove service you should expect from your insurance consultant. In fact, you’ll always reach someone at Daniels Insurance Agency. You can depend on that.

Give us a call at 800-530 8885 to find out how we can work together.

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