We get to know your business
before we talk insurance
Let us improve your risk profile, develop solutions that fit your operation.
Workers’ Compensation Solutions
Nearly all employers are required by law to have Workers’ Compensation coverage in New Mexico. When an employee is injured on the job or becomes ill due to conditions at work, Workers’ Comp will pay the medical bills and provide partial wage support to that worker.
Workers’ Compensation insurance for many businesses represents a significant expenditure. Several factors contribute to the cost of insurance, including high medical expenses; a company’s loss history and how these losses compare to other comparable businesses within its sector; frequency and severity of claims; and fraud, among other issues.
Safety First, Getting Employees
Back to Work is Key
At Daniels Insurance Agency, we not only provide our business clients with insurance coverage but also work with them to help reduce exposures, increase safety in the workplace, and contain costs – all factors driving down premiums. Along with our insurance carrier partners, we can assist with the following:
Setting up an accident investigation program, safety programs, and more to help reduce on-the-job accidents and injuries.
Implementing return-to-work programs to get employees back to work as soon as possible.
Working with you to pinpoint red flags that may indicate where your business may be at risk for fraudulent claims.
What’s more, we will help you review your loss history to make sure it is accurate and to identify where any problems lie. We will also help you classify your employees properly, so you’re not surprised come audit time. In addition, many companies now conduct business activities out of the state or send employees on business travel. If you have out-of-state operations, let’s discuss what benefits your workers’ compensation policy affords beyond New Mexico’s borders.
Daniels Insurance Agency: Your Trusted Risk Advisor
Founded in 1937, Daniels Insurance Agency has three locations throughout New Mexico and is licensed in every state to serve not only our local region but also clients with a national footprint. As an Assurex Global partner, we are among the world’s most prominent independent agents and brokers. We’re also a member of the Independent Agents & Brokers of America, a national alliance of business owners and their employees who offer a wide range of insurance and financial services products.
Our staff of 42 employees throughout our three locations is ready to provide you with the white-glove service you should expect from your insurance consultant. In fact, you’ll always reach someone at Daniels Insurance Agency. You can depend on that.
Give us a call at 800-530 8885 to find out how we can work together.
